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Topic: quick paypal question - confused
existence`
Posts: 6425
Location: Brisbane, Queensland
sup guys

im a huge f***ing nerd and i just bought a item on diablo 2 that coz me 4 bucks using paypal, and its directly linked to my back account right

the payment method was an 'echeque' (says that in the transaction details or whatever)

also in the transaction details it says that its 'uncleared' and expected clearing date is 14th november

I have already received the item the dude just emails you an account name and password and you go in and get the item.


my question to you all is, if that echeque is 'uncleared' doesnt that mean that if i transferred all my money OUT of my bank account now, he would not get paid? which means he would just get f***ed over? i have 0 intention of doing this, im not going to do this, im just curious as to how it exactly works

I was thinking it might check my bank account before i make the purchase to see if you have funds, but whats to stop me still just transferring the money out? iv already got the item, technically couldn't u do this on a much larger scale and just leg it? wtf? what am i missing in dis equation.
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paveway
Posts: 6422
Location: Brisbane, Queensland
you bought an item for diablo 2 for real money?

wtf mate^
existence`
Posts: 6427
Location: Brisbane, Queensland
lol ya it was 4 bucks and i rly wanted it
ara
Posts: 1593
Location: Sydney, New South Wales

you would get a 30$ dishonour fee from your bank, and then the next day when paypal tries again you would get another and so on.

Kat
Posts: 9317
Location:
Technically it is an authorised withdrawal so depending on what bank you are with it will put your bank account into the red.

Some banks will reject it and yes, he will get f***ed over
nF
Forum Hero
Posts: 13527
Location: Wynnum, Queensland
my question to you all is, if that echeque is 'uncleared' doesnt that mean that if i transferred all my money OUT of my bank account now, he would not get paid?


nah the transaction will probably go through anyway you'll go into negative. so the item will cost you like $34 instead.
Strange Rash
Posts: 630
Location:
now that would be funny
existence`
Posts: 6428
Location: Brisbane, Queensland
ah ok, yeah i thought that could be an option

ok so ill leave some cash in there lolz
existence`
Posts: 6430
Location: Brisbane, Queensland
1 more question guys, similar situation


except this time i transferred 30 bucks out of my account into my paypal account, it takes 5-7 days to clear, so if the money isn't there when it goes to clear, will it go into negatives in this situation also? or because its my money only switching accounts, will it just not work??

thx !: D
trixx
Posts: 38
Location: Brisbane, Queensland
paypal confuses me, i used it once and i transferred money from my bank account into my paypal account, just enough for what i was buying off ebay and so it said it came through so i selected pay to the ebay seller and i assume he got the money because they sent the item out to me but on my paypal it still kept saying i had that money in my account
TicMan
Posts: 2767
Location: Brisbane, Queensland
I'm with trixx, f***ing thing is confusing. I bought a DVD of eBay and the s*** I had to go through because the buyer only accepted paypal - what the hell is wrong with a direct deposit :(
Alt_F4
Posts: 384
Location: Brisbane, Queensland


except this time i transferred 30 bucks out of my account into my paypal account, it takes 5-7 days to clear, so if the money isn't there when it goes to clear, will it go into negatives in this situation also? or because its my money only switching accounts, will it just not work??


Did you pay $30 for a Diablo 2 item this time?
trixx
Posts: 40
Location: Brisbane, Queensland
i know! pain in the ass. i had never needed a paypal account before that purchase so i had to sign up for it and tell the guy that i couldn't pay him for like a week which he wasn't happy about, but it took like 4 days from when i signed up for those couple of cent deposits they give you as a test to go through, before i could then deposit my own money in
Cl1nt
Posts: 1236
Location: Gold Coast, Queensland

from this:
which means he would just get f***ed over? i have 0 intention of doing this, im not going to do this


to this:
ok so ill leave some cash in there lolz


No intention of f***ing the guy over indeed...
IncrEdible_vEgetable
Posts: 1010
Location: Brisbane, Queensland
Yeah I set up a Paypal account because it's now compulsory if you want to sell items on Ebay (apparently). Anyway, did the whole bank account verification thing that trixx mentioned with the two small amounts and everything, but when I went to list an item (a vhs tape) it sent me to Paypal and then I ended up in a loop. It wouldn't let me get back to the item, just kept throwing me back to Paypal account details etc. Cancelling out of the loop ie shutting the tab meant I lost all the info I had put up.

I assumed this was because I hadn't transferred money to my Paypal account, but I thought that I would be able to list the item on Ebay and then when it sold I would pay the total amount out of the sale price. Bah! I don't know, I haven't tried it since.

Since Ebay owns Paypal they kinda have you over a barrel.

reload!
Posts: 4022
Location: Brisbane, Queensland
pay pal credit card payment is pretty damn easy.
niklaos
Posts: 589
Location: Toowoomba, Queensland
for $4 what exactly was the item anyway? like does $4=omg uber hax item? or just some standard stuff.

like whats the most expensive real world item?
existence`
Posts: 6431
Location: Brisbane, Queensland
from this:

which means he would just get f***ed over? i have 0 intention of doing this, im not going to do this



to this:

ok so ill leave some cash in there lolz



No intention of f***ing the guy over indeed...


wtf? i said il leave some cash in my bank account so it wont bounce and f*** him over, referring to what kat replied to me, get a brain clunt.

4$ got me the 2 sweetest charms in the game, which give me a good boost on my little dude.

the most expensive s*** u can get is like 40 us i think

eighty-eight
Posts: 531
Location: Brisbane, Queensland
wtf you noobs paypal is a f***ing sinch.. just go pay by paypal and make sure you have money in your bank account. If you transfer money into your paypal account it just makes payment faster if your planning on buying from overseas. but I've found theres no point in doing this if you have already purchased something, just let it come out of your bank account normally.

wtf seriously?
3x0dus
Posts: 921
Location: Townsville, Queensland
it makes it much more easier if your account source is a credit card and not a bank account.
ara
Posts: 1609
Location: Sydney, New South Wales

then you pay cc fees in paypal.
giririsss
Posts: 2655
Location: Brisbane, Queensland
i don't think i get slugged any fees from paypal for using my cc, commbank on the other hand.........
existence`
Posts: 6433
Location: Brisbane, Queensland
i dont have a f***ing credit card that would be like f*** the hugest mistake man kind could ever make
giririsss
Posts: 2656
Location: Brisbane, Queensland
you could just get one with a 250$ limit on it or the like.

Or one of those spiffy visa debit cards............
existence`
Posts: 6434
Location: Brisbane, Queensland
nah man, i do this s*** .. well.. this is the 2nd time iv ever purchased online

not needed, thx for the ideas anywayzzzzzzzz m8
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