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Topic: Health Care Card question
paveway
Posts: 3640
Location: Brisbane, Queensland
i know some of you are students and probably have a HCC and s*** so i have a question

using it for dental, can you use it at any dentist and get a concessional rate or i've heard there are government dentist you can use and get it free, but there is like a 2 year line to get in the chair.
system
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nubbin
Posts: 294
Location: Brisbane, Queensland
DENTAL PLAN
partyhat
Posts: 1128
Location:
lisa needs braces!
paveway
Posts: 3641
Location: Brisbane, Queensland
hilarious
Persay
Posts: 4307
Location: Brisbane, Queensland
yeh i've got some friends who used the public dentist, u wait for like 2 years then you can have as many appointments as you want or something
paveway
Posts: 3642
Location: Brisbane, Queensland
thats s***

so you can't use it at any dentist and get a concession?

i guess it's up to the dentist..
CHUB
Posts: 1506
Location: Brisbane, Queensland
Stuff public dentists... sounds terrible.

Private absolutely rapes you though, I got 6 teeth out from an oral surgeon last monday, $3800 :(
paveway
Posts: 3644
Location: Brisbane, Queensland
HAHAHA holy s***

forget that, not that i need teeth taken out.
infi
Posts: 4304
Location: Brisbane, Queensland

dentist work is not covered by bulk billing/medicare.

don't be a pov c*** - get private health cover. i have full hospital cover for like $30/week.

why rely on beattie for your health? you'd have to be mad...

edit:
example 1 of how good the benefit is. couple of years back i had to get a cap on a tooth RRP $1800 but for me $0.

example 2. i had a root canal 6 months ago RRP 900 but for me $0.

IMO health insurance more than pays for itself.

last edited by infi at 10:58:08 27/Sep/06
paveway
Posts: 3645
Location: Brisbane, Queensland
the fact that i have a health care card doesn't tell you that maybe i don't earn alot of money? atm i'm living off youth allowance

f***ing tool
Eds
Posts: 8039
Location: Brisbane, Queensland
While waiting for the GF to finish up at the fashion show at the ekka, I ended up signing up with Medibank Private because they were offering kick ass deals.

I think its worth the money. For me , the big things are dentist, optical and chiropractic (which I might use soon because I simply can :P). Also includes hospital cover etc.

Definatly worth the investment, youll save big $$$ in the long run.
infi
Posts: 4306
Location: Brisbane, Queensland
get a job ya bum
paveway
Posts: 3646
Location: Brisbane, Queensland
way to derail the thread d*******

i don't care for private health cover atm
Spook
Posts: 16808
Location: Brisbane, Queensland
Private absolutely rapes you though, I got 6 teeth out from an oral surgeon last monday, $3800 :(


wow chub, thats some serious grinding!!!

also, private health care sux and costs too much

im going to let petey continue looking after me for a bit

infi is just bitter his loser politician buddies still cant win an election even when the current government are doing a s***(ish) job
captivate
Posts: 668
Location: Brisbane, Queensland
I ended up signing up with Medibank Private because they were offering kick ass deals.


My parents are with Medibank so I was on that with the family cover untill I turned 21. I shopped around and couldnt find anything better so I decided to stay on as an independent on the family cover.

Ive had a history of health problems so its really been worth it for me. for $60.00 a month I get things like:
New glasses every calander year, and if you go witha prefered provided sometimes there is no out of pocket gap,
Chriro which only costs $18.00 a visit,
Just had over $1000.00 of dental work done which left me out of pocket like $500.00,
No out of pocket for day surgery,
No out of pocket for overnight hospital stays (tonsils out)
Etc etc etc.

I know its harder being a student but if youve got the history of problems it can be worth putting out.

PS - Dentistry is not covered on alot of things, or if it is theres alof of conditions. Due to the nature and cost, I cant imagine it being something covered on a HCC, not in my experience anyway.
infi
Posts: 4311
Location: Brisbane, Queensland
spook you're a sponge on society.
Spook
Posts: 16811
Location: Brisbane, Queensland
im worth free healthcare
infi
Posts: 4312
Location: Brisbane, Queensland
haha touche
CHUB
Posts: 1507
Location: Brisbane, Queensland
wow chub, thats some serious grinding!!!
Tell me about it... I was drinking custard/yogurt/protein shakes for 7 full days. The surgeon was a champ though and wrote me scripts for morphine, so I literally don't remember my entire week (except the occasional oprah and ready steady cook).

I would like private health, but any sort of contract/term payment for a student is something I can't afford.
Xy
Posts: 1166
Location: Mackay, Queensland
"it can be worth putting out"

Any time your ready sweety *grins*
Crizane Tribal
Posts: 1275
Location: Brisbane, Queensland
I'm in a similar situation to cCaptivate, I'm covered by my dad's private health care cover, but I think mine is good till I'm 24 or 25. Is there any chance of your parents getting private health care any time soon? Maybe you could join up for a few months to score teh dental work then quit. Dental usually takes a month or two to kick in on private though.
Booyah
Posts: 6544
Location: Brisbane, Queensland
Dont grin for too long your teeth look like s***.
Persay
Posts: 4308
Location: Brisbane, Queensland
i have full hospital cover for like $30/week.

...couple of years back ..cap on a tooth RRP $1800

root canal 6 months ago RRP 900

IMO health insurance more than pays for itself.
You've had $2700 worth of benefit which equates to 90 weeks of payments, if a couple of years is 3, you've paid $4680 for cover...
infi
Posts: 4316
Location: Brisbane, Queensland
That's just the extras. My grandmother went to a private hospital for serious heart bypass whatever surgery and $200,000 later she came out ok.

Do you think she paid for it? No, MBF did.
CHUB
Posts: 1512
Location: Brisbane, Queensland
How do they justify $200k for a coronary bypass, since it doesn't require any extraordinary equipment, just skill... I wonder how much the operating surgeons gets.
whoop
Posts: 10450
Location: Brisbane, Queensland
million bux a year?
Alize`
Posts: 265
Location: Brisbane, Queensland
Well it is a private hospital so you're paying out your ass because they care about you and not the success of their business.
Captain America
Posts: 1244
Location: Gold Coast, Queensland
one hundreds brazillion bux !!!
infi
Posts: 4317
Location: Brisbane, Queensland
are you looking for a "well done"? if so, diaf
partyhat
Posts: 1131
Location:
go to the dental school and play the roulette wheel
captivate
Posts: 672
Location: Brisbane, Queensland
"it can be worth putting out"

Any time your ready sweety *grins*


Context honey, context.
Persay
Posts: 4309
Location: Brisbane, Queensland
what about health care cards and like injections and stuff, i'm going overseas and need a boatload of them, so was wondering if it's worth waiting till i get my healthcare card before looking into it

also is it cheaper just going to the doc with a healthcare card?
nubbin
Posts: 303
Location: Brisbane, Queensland
Some doctors who don't bulk bill patients will bulk bill people who have a Health Care card - depends on the individual medical centre.
captivate
Posts: 675
Location: Brisbane, Queensland
^ True.
In my experience with doctors (and it being somewhat extensive) in recent years medical centers have really moved away from bulk billing, but they'll do it in a heartbeat for anyone with a health care card. Dirty Mo Fos.

Anyway, not sure about injections but you pay s*** all for subscriptions.
Persay
Posts: 4310
Location: Brisbane, Queensland
what about inside sport?
system
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